Credit and Loan Officers analyse and evaluate financial information on applications for credit and loans and approve or disapprove, or recommend approval or disapproval to the management.
Interviewing applicants for personal loans, mortgage loans, student loans and business loans;
02
submitting credit and loan applications to the management with recommendations for approval or rejection;
03
keeping records of payments, and preparing letters requesting payment for overdue accounts and forwarding these for legal action;
04
Completing credit and loan documentation;
05
Performing related tasks; and
06
Supervising, scheduling and monitoring the tasks of other workers.
What are the skills required?
Skills, knowledege and abilities that are essential to carry out a task with determined results. Skills can often be divided into domain-general and domain-specific skills.
Soft Skill
English
Able to speak English
Soft Skill
Communication
The ability to communicate effectively with superiors, colleagues, and staff is essential, no matter what industry you work in.
Hard Skill
Mandarin
Able to speak Mandarin
Soft Skill
Bahasa Malaysia
Able to speak Bahasa Malaysia
Hard Skill
Microsoft Office
Microsoft Office is an office suite of applications, servers, and services developed by Microsoft.
Hard Skill
Credit Analysis
Credit analysis is the method by which one calculates the creditworthiness of a business or organization.
Hard Skill
Japanese
Japanese (, Nihongo, [ihoo] or [ihoo]) is an East Asian language spoken by about 125 million speakers, primarily in Japan, where it is the national language.
Hard Skill
Risk Reporting
Working experience of Risk Reporting, which could include reporting on the strategic and financial impact of risks and/or ensuring that risk reporting systems operate efficiently.
Field of Study Required
Field of study consists of a broad area of academic and skills qualifications that come under a similar branch of subject knowledge. In addition, courses offered under each field of study require similar academic entry requirements.